Is 819 a good credit score in Canada?

An 819 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.

What percentage of the population has a credit score over 800 in Canada?

61% of Canadians have a credit score above 750. A score above 750 is considered the safest rating. 21% of Canadians have a credit score ranging between 680-749. This range of credit score is considered an average risk rating.

Is it possible to get a 900 credit score in Canada?

As mentioned above, Canadian credit scores range between 300 and 900. Though each potential lender will have its own standards as to what credit scores are acceptable, the range below from Equifax is a reliable guideline: Scores from 760 to 900 are considered excellent.

What is a decent credit score Canada?

In Canada, according to Equifax, a good credit score is usually between 660 to 724. If your credit score is between 725 to 759 it’s likely to be considered very good. A credit score of 760 and above is generally considered to be an excellent credit score.

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Is a 800 credit score good Canada?

In Canada, your credit scores generally range from 300 to 900. The higher the score, the better. If you have scores between 800 and 900, you’re in excellent shape.

Is 810 a good credit score in Canada?

You’re considered to have a good credit score in Canada if it’s 660 or higher: Good: 660 – 724. Very Good: 725 – 759. Excellent: 760 – 900.

Is 825 a good credit score in Canada?

An 825 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.

Is a 820 credit score good?

A FICO® Score of 820 is well above the average credit score of 704. An 820 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.

Is a credit score of 810 good?

Your 810 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

Does anyone actually have a 900 credit score?

The most popular credit scores all use a range of 300 to 850. So a credit score of 900 isn’t possible with those models, which include VantageScore 3.0 and 4.0 as well as FICO 8 and 9. But some older models, as well as some alternative scores, do go up to 900 (or even beyond).

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Is 800 a good credit score?

Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

Is 828 a good credit score?

A FICO® Score of 828 is well above the average credit score of 704. An 828 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.

Is 735 a good credit score Canada?

Although credit scoring models vary, generally, credit scores from 660 to 724 are considered good; 725 to 759 are considered very good; and 760 and up are considered excellent. … Those with credit scores below 660 may be less likely to qualify for better loan terms.